Drive with Uninsured Motorist Protection
Get an uninsured motorist coverage quote and help protect yourself from unexpected costs caused by uninsured or underinsured drivers.
Uninsured Motorist Coverage Explained
Uninsured motorist coverage is an auto insurance option that helps protect you if you're involved in an accident caused by a driver who does not have auto insurance. It may help cover medical expenses, lost wages and certain other covered costs for you and your passengers. This protection can also work alongside underinsured motorist coverage when the at-fault driver's insurance isn't enough to cover your losses.
Does Your Current Car Insurance Cover These Collisions?
While liability insurance covers damage you cause to others, it may not pay for your injuries or losses if the at-fault driver has little or no insurance. Reviewing your current insurance can help you identify any coverage gaps.
Review Your Quote
Check whether your current auto insurance includes uninsured or underinsured motorist coverage.
Identify Coverage Gaps
Find out if it provides enough protection for accidents involving uninsured drivers.
Understand Your Benefits
Review your coverage limits, deductibles and the types of expenses your insurance may help cover.
Choose Additional Protection
Consider adding uninsured motorist coverage if your current insurance doesn't provide enough.
Who Should Consider Uninsured Motorist Coverage?
Daily Commuters
More time on the road, more exposure to risk.
New Drivers
Extra protection while building driving experience.
Family Drivers
Peace of mind for everyone riding with you.
Highway & City Travelers
Coverage for high-traffic, higher-risk routes.
Rural Drivers
Protection where uninsured drivers are common.
Financed Vehicles
Added protection for a vehicle you're still paying off.
Protection Against Underinsured and Uninsured Motorists
- Uninsured Motorist Bodily Injury: helps pay for medical expenses, lost wages and certain other covered costs if you're injured by an uninsured driver, including for your passengers.
- Uninsured Motorist Property Damage: helps cover the cost to repair or replace your vehicle if it is damaged by an uninsured driver. Availability and limits vary by state.
- Collision Deductible Waiver: may waive or reduce your collision deductible when an uninsured driver is responsible for the accident.
- Underinsured Property Damage Protection: helps pay for vehicle repair costs when the at-fault driver's property damage coverage is insufficient.